A cosy counterweight to single-family suburbia’s empty nests, accessory apartments can serve all sorts of needs.
“I love the notion that it’s so flexible,” said Rebecca Ciota, who has applied for an accessory apartment above the detached garage at her house on High Ridge. “So many different things can happen there, whether it be a tenant or a caregiver or a friend or a family member. If you build it, they will come.”
Accessory apartments may serve to accommodate parents or adult children, or to bring in some extra income.
The number of accessory apartments in town has been growing steadily since May 2003, when Ridgefield loosened a relatively stringent accessory apartment regulation that was on the books — but little used — for years.
“The change to the regulations was proposed by Bob Jewell back in 2002, and what they did was in fact make it easier for people to apply for accessory dwellings on single-family lots,” said Town Planner Betty Brosius.
“Since 2003, by my calculation, we have approved somewhere between 80 and 90 apartments under the new regulation,” Ms. Brosius said.
“It’s worked great,” said Mr. Jewell, an attorney who does a lot of zoning work in town. “I’ve done a couple of them, and I’ve seen them. It’s very un-controversial.”
Often, the accessory units are meant — at least initially — for family members.
“Many people are creating in-law apartments for their parents,” Ms. Brosius said. “We have had the opposite, as well, where the parents are creating an apartment for one of their children to live in.”
As the principal of Heritage Homes, builder Reed Whipple has made a good living putting up mostly big single-family houses in Ridgefield. But he supports the Planning and Zoning Commission’s more permissive approach to accessory units.
“I think the planning commission has done a great job being much more user-friendly when it comes to accessory apartments,” he said. “It’s helped out seniors and it’s also helped out our children, as well, that are looking for jobs and can’t find them, or are newly married. …
“If you think about how the real estate market got hit, it’s helped people stay in their homes,” he said. “The extra income has helped them. They’ve taken in family, relatives. It’s been a good thing, I think, for the town.
“I just did one for my in-laws. I did an accessory apartment on my own property,” Mr. Whipple said. “They were in an assisted-living place.”
Assisted living developments are an option that works well for many people, he said, but not everyone.
His in-laws were in one for three years, but are happier living with their daughter and her family.
“By putting this accessory apartment on our property, not only has it cut their expenses down, it’s changed their lives,” he said. “Being around family, the grandchildren, the pets — it makes an enormous difference.
“It’s what we did years ago, if you think about it,” Mr. Whipple said. “That’s how families always were.
“That’s how the unity of the family was so tight. They were all together. You saw your grandmother every day. You saw your grandkids. Holidays were big and very festive. It really built the closeness — those values, the roots, all the things you learn.”
The Whipples’ in-law apartment is in a detached outbuilding at their home off West Lane.
“It looks like it’s part of the property, like it’s always been there. It blends in beautifully,” Mr. Whipple said.
To help people interested in adding accessory units, a few years back the Affordable Housing Committee published a 24-page booklet, Accessory Success, with brief sections ranging from “What will it cost?” to “How do I find good tenants?”
While the regulations have been made less stringent, there are still a lot of requirements an accessory apartment in Ridgefield has to meet.
• Accessory apartments must be “designed to preserve and maintain the single-family residential appearance of the subject lot and be consistent with the single-family character of the neighborhood.”
• The owner must live on the property, either in the main house or the secondary unit.
• Accessory apartments may be added only to lots that have a single principal dwelling, and only one accessory unit may be added.
• Properties with accessory units must either conform to the lot size of the zone they’re in or be “legal non-conforming.”
• Accessory apartments can be no more than 900 square feet, and may have only one bedroom.
• At least four off-street parking spaces or garage spaces must be provided to serve both the main and accessory units.
• No additional driveway may be added for the apartment.
Accessory units may be created to be rented at market rates, but a special permit is needed — which requires a public hearing, and a majority vote of the Planning and Zoning Commission.
Ms. Brosius said the town has two options, an “affordable incentive” and also a “senior occupant incentive,” that allow accessory apartments through an easier process — site plan approval, which can be done administratively in the planning office, without a hearing or commission vote.
For the affordable incentive, the accessory apartment must be deed-restricted to meet the state’s “affordable” guidelines for 10 years.
The senior occupant incentive requires that either the accessory unit or the home’s main dwelling be occupied by someone 55 years or older.
The senior option was used on many of the 90-odd apartments approved since 2003.
“By my rough calculation, about 80% of those are senior incentive apartments,” Ms. Brosius said.
The affordable incentive is less popular.
“They don’t count unless they’re deed-restricted as affordable for 10 years, and most people don’t want to encumber the property with a deed restriction like that,” Ms. Brosius said.
Ms. Ciota said she considered the affordable incentive, but opted to go through the full process and have no restriction on the apartment.
“I’ve got this detached garage that is two stories, and my plan is to turn it into a one-bedroom apartment up there, and have it an option of being a rental property or a caregiver property.
“It’s a good opportunity to do something simple, without changing the footprint, put in a really nice accessory apartment up there and have a live-in kind of property keeper.”
She has a sister, Hope, who is developmentally disabled and lives with her father, Don Ciota, on Main Street, next to her other sister, Valerie Jensen.
Eventually, she thinks, the apartment might work for her.
“Hope is really willing and able to become more independent,” she said. “One day it might be awesome to have my sister Hope living there.”
(Ms. Ciota’s plan for 125 High Ridge is one of two applications for accessory dwelling units scheduled for public hearings by Planning and Zoning Tuesday night. The other is at 593 North Salem Road. See story elsewhere.)
Accessory units are an option worth exploring, according to Mr. Whipple.
“The regs are right over the counter at P&Z,” he said. “I’d encourage people to take a look at doing that. It’s a nice alternative to take care of your mom and dad, or one parent, or one of the children.”
As a veteran of the construction business, Mr. Whipple thinks the growth of accessory apartments might reflect market trends.
“Housing’s gotten so crazy, with the sizes of them, now. People are now thinking, ‘We don’t need all this space now.’
“The funny thing about this, it’s like cars: Cars get big then cars get small. We don’t set the market, we satisfy the market. The market tells us what it wants.
“I’m the late end of the baby boom, I’m mid-50s,” he said. “Our parents are at this age now, we need to help them. This offers an opportunity to keep together, and give them a quality of life for the balance of their life.”
Organizations such as the Ridgefield Visiting Nurse Association can play an important role in helping keep the older generation living in accessory units, with their children and grandchildren.
“The RVNA, I can’t say enough about what that organization does for people,” he said. “Having an accessory apartment for your parent, the RVNA is an organization that comes in and helps you, and it’s a wonderful alternative.”